Welcome to OnTrack Financial Education & Counseling,

Western North Carolina's trusted non-profit source for financial education and counseling for over 30 years. Remember Consumer Credit Counseling Service of WNC (CCCS)? That's us! New name: OnTrack Financial Education & Counseling. Same great programs, same quality service, same important mission. We invite you to explore our site and see how we help people manage their money and credit better!